Long Term Care Insurance

What it is and what you need to know to get started

With trying to save for retirement, kids college tuition and paying the mortgage Long Term Care (LTC) insurance is just another item on the list most people know is important, but just don't want to think about. However, we spend more than half our lives working and trying to build wealth. If you or your significant other where to become ill at an earlier age during retirement that collected wealth could be in jeopardy of being decimated within only a few years. What about Medicare? The biggest you could make is to rely on Medicare to cover your long term care expenses. In fact, it covers very little, extremely limited and doesn't provide financial support for the numerous tasks you do on a daily basis, but might not be able to because of an injury or sickness.

2008 Car Insurance Company Complaints

Here's a List of Insurance Company Complaints by Consumers

When shopping for insurance it's always important to know the both the financial and service strength of the insurance company. Recently there has been an uptick in auto insurance competition and some consumers are quick to chase the cheapest price without even considering whether they are getting the right coverage, or if the company that insures them will be there when they need them. Will your auto insurance company quickly resolve a claim, or even pay it? The following list is one of many tools to help you decide, beyond price, what companies are doing what they can to not only sell auto insurance in Massachusetts, but provide superior customer service as well.

Best Condo Insurance Rates

Unbeatable Condo Insurance Rates

If you're paying $300, $400, even $500 dollars a year in condo insurance you're paying to much! Condo Insurance in Massachusetts has never been cheaper! Because of our access to over 13 homeowners insurance companies we can offer excellent condo insurance rates with even better coverage. Take a look at the sample towns and prices we have listed below and see for yourself. If your town isn't listed it doesn't mean you can't get the same great rates- just give us a call, email or fill out our online condo quote form to find out how much you can save on your condo insurance. And don't forget if we insure your auto as well you can save an additional 25%!!!

Fallen Trees and Homeowners Insurance - what's covered?

One afternoon this past spring I got a call from my wife that a neighbors' tree had fallen and landed in our yard. "What should I do?" she asked. "He has someone over right now cutting up the tree", she added. "What?!?", I replied. With my usual suspicions I quickly told my wife to take some pictures before the evidence was chopped up and carted away. I'm not saying my neighbor was trying to pull a fast one, but you never know and it's never a bad thing to cover yourself by taking photographs. Besides, does this guy not know what I do for a living?

What's The Difference Between Home Insurance and Dwelling Insurance?

Lately, a few inquiries have crossed my desk asking what exactly is dwelling insurance; more specifically what's the difference between dwelling and homeowners insurance. Luckily, this is a fairly easy thing to explain.