Ice Dams
Ice dam removal & prevention tips for the homeowner
The recent barrage of snow storms this winter here in New England has taken its toll on everybody. I tried to hold out as much as I could, if not for me, at least for my kids; but what was left of that childhood excitement had quickly faded. Now I found myself waving my arms towards the snowy skies in disdain as an almost continuous band of snow storms dump foot after foot of snow onto our homes and driveways. it's bad enough to have to clear the driveway of snow each time, but I now find myself shoveling snow off the trampoline my wife and mother in-law, without my knowledge, graciously decided to surprise the kids with one day last summer. Trampoline? An insurance professional has a trampoline? Again, wife and mother in-law. Surprise. Graciously. Some things are just out of a Man's control.
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Long Term Care Insurance
What it is and what you need to know to get started
With trying to save for retirement, kids college tuition and paying the mortgage Long Term Care (LTC) insurance is just another item on the list most people know is important, but just don't want to think about. However, we spend more than half our lives working and trying to build wealth. If you or your significant other where to become ill at an earlier age during retirement that collected wealth could be in jeopardy of being decimated within only a few years. What about Medicare? The biggest you could make is to rely on Medicare to cover your long term care expenses. In fact, it covers very little, extremely limited and doesn't provide financial support for the numerous tasks you do on a daily basis, but might not be able to because of an injury or sickness.
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Car Insurance
Compare Car Insurance? Why Go Direct When An Independent Agent Has A Better Selection
There are many companies out there today trying to capture the auto insurance market. The most prominent of the insurance companies are the direct writers. With there cartoon characters and clever humorous story lines they have done a pretty good job building up their business. Nothing wrong with that. Well, it does lend to the growing sterilization of the real purpose of insurance, to protect you from unforeseen financial loss, but what what I find most baffling is the attraction to these 'one trick pony' companies? These insurance direct writers are very successful at marketing their product, because in any other consumer product purchase we as consumers demand variety. Direct writers only have one product and one price to choose from yet consumers continue to buy. What happened? When did we as the greatest consumers, the smartest consumers in the world lose our way when it comes to shopping for insurance?
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2008 Car Insurance Company Complaints
Here's a List of Insurance Company Complaints by Consumers
When shopping for insurance it's always important to know the both the financial and service strength of the insurance company. Recently there has been an uptick in auto insurance competition and some consumers are quick to chase the cheapest price without even considering whether they are getting the right coverage, or if the company that insures them will be there when they need them. Will your auto insurance company quickly resolve a claim, or even pay it? The following list is one of many tools to help you decide, beyond price, what companies are doing what they can to not only sell auto insurance in Massachusetts, but provide superior customer service as well.
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Best Condo Insurance Rates
Unbeatable Condo Insurance Rates
If you're paying $300, $400, even $500 dollars a year in condo insurance you're paying to much! Condo Insurance in Massachusetts has never been cheaper! Because of our access to over 13 homeowners insurance companies we can offer excellent condo insurance rates with even better coverage. Take a look at the sample towns and prices we have listed below and see for yourself. If your town isn't listed it doesn't mean you can't get the same great rates- just give us a call, email or fill out our online condo quote form to find out how much you can save on your condo insurance. And don't forget if we insure your auto as well you can save an additional 25%!!!
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Fallen Trees and Homeowners Insurance - what's covered?
One afternoon this past spring I got a call from my wife that a neighbors' tree had fallen and landed in our yard. "What should I do?" she asked. "He has someone over right now cutting up the tree", she added. "What?!?", I replied. With my usual suspicions I quickly told my wife to take some pictures before the evidence was chopped up and carted away. I'm not saying my neighbor was trying to pull a fast one, but you never know and it's never a bad thing to cover yourself by taking photographs. Besides, does this guy not know what I do for a living?
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What's The Difference Between Home Insurance and Dwelling Insurance?
Lately, a few inquiries have crossed my desk asking what exactly is dwelling insurance; more specifically what's the difference between dwelling and homeowners insurance. Luckily, this is a fairly easy thing to explain.
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Twitter and Facebook Updates: Are you tipping off thieves?
While attending another provocative insurance company meeting my phone buzzes with excitement notifying me new email has arrived. For a moment I pull my attention from the speaker and reach in my pocket to retrieve my phone. Could it be the office? Nope, a friend of mine has notified me, via Facebook, that she just put in a load of laundry and plans on taking a nap. Why she thinks this is important social networking material fails to capture my understanding. Maybe she thinks it's funny? Is it domestic poetry? What ever the reason, it's not important, but does bring up a major concern I have regarding social networking and what we are willing to divulge about our daily lives to potential strangers; information that has become a growing cornucopia for burglars.
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Flood Insurance and The Red Sox
Specifically - Why Flood Is Excluded From Your Home Insurance
Once in a great while when I'm at a social event I end up talking about insurance. Not intentionally, of course, but as much as insurance can be a boring topic it's also highly misunderstood; as I learned once again one night catching up with friends in Boston.
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Do I Need Renters Insurance?
At around $100 for a renters policy There Should Be No Question!
It was a long day at the office and after tucking in the kids I could finally answer the calls from my couch. It was late and the news was on. Another breaking story out of New Hampshire splashed on the screen.
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